生命保険
A thing to promise that life insurance (a result niece does not become senile) is the insurance for the purpose of guaranteeing a loss about human life and sickness and wound, and an underwriter pays the insurance to a recipient in appointed conditions such as the death by a contract for. It is abbreviated to life insurance. A life insurer performs this in Japan. In addition, there is a thing handled by the name of "the life mutual aid" in the mutual aid businesses such as postal life insurance and a farm co-op or the consumers cooperative which Japan Post performed before postal service privatization as the article which is approximately similar to this. I resemble the accident insurance to treat of the insurance against loss, but am different at the point that is not restricted by the condition of "a sudden outpatient" considered to be the matter of the insurance against loss (but there is the case including the accident insurance as a special contract). The life insurance is structure to guarantee danger of a disease and the death to rise with age generally (except the birth direct back), and grounds of the technology are different from the accident insurance to guarantee only a foreign accident essentially. In addition, it is life insurance, and system is such that the insurance that is paid by a premium and the insurance company which an insurance company receives by setting the premium that accepted the death rate every age is balanced based on statistics. It is common that it is with an amount of money that made the total of the premium that the premium that a contractor pays accepted the death rate every age a measuring level altogether for a period. In the life insurer, I handle the articles such as sake corresponding to wide needs such as savings else and the security of the old age, "the worker's property accumulation savings savings insurance" or "the personal pension insurance", but it may be said that it is life insurance in the meaning that these are wide. I reduce that one (an underwriter) of the person concerned should pay a constant amount of money about an opponent (a policyholder) or the life and death of the third person to its lowest terms, and a life insurance contract is a contract to produce effect by reducing that an opponent gives the reward for this to its lowest terms. （Commercial law Article 673）Is formed on May 30, 2008, and is the enforcement planned insurance method on April 1, 2010; about the life insurance contract "an insurance contract thing (remove a thing falling under an injury illness fixed amount insurance contract.) which reduces that an underwriter pays the constant insurance about the survival of the person or the death to its lowest terms" I say). I define it as two lines of "( 8). When it is the opening of the life insurance that I contribute it some each other, and saved so that the clergymen of the British Saint Paul temple serve the funeral age in the 17th century, it is said (the funeral offering payment on delivery insurance / a funeral offering payment on delivery association). But because this paid the same amount of money regardless of age, the senior citizen will receive the insurance in comparatively few premiums and incurs displeasure of the young person, and it is said that it was it not approximately 10 years. It is astronomer Edmond Harry who is famous for "Halley's comet" to have made an opportunity solving this problem. I made the life table which he really investigated it, and made human life statistics. The accidental death that it lives every age is the statistics data which compiled the ratio of the person whom I destroyed. It is that it was possible for such statistics to be important here and is I do not "understand it at all who dies when, but to almost become clear as for the number of people (the death rate) to die of every age". There is not it, and, as for the number of times that each six eyes appeared as the number of times increases when there are many dice for an example well-known for this law, and this waves it with a thing called "law of large numbers", there is a thing to approach it only for a one-sixth. In other words I do not understand it at all who disappears when when it is few numbers of people, but, in the case of in a life table, am to "quite understand it how many people disappear at the age of how old soon" because I am limitless and approach the death rate of the life table when I gather in great numbers. In other words I can estimate the number of people of a dying (I receive the insurance) person to be the number of people of a person paying a premium every each age. It is thought, and it is possible for a system to gather the premiums that British, was based on the death rate in the 18th century to attach a difference to the premium depending on probability to die by these statistics, and this becomes the roots of the present life insurance in this way. But the calculation based on this life table is not the thing which can cope to the mass decease by the large-scale disaster such as war or the earthquake. On this account many of current life insurance make an immunity from responsibility matter about war / the disaster. In addition, in a bubble and the time to be mixed up, I took away "the fences" (a fire wall) of the industry such as a bank / the insurance / securities and an insurance against loss and life insurance as a part of the financial liberalization, and a policy to liberalize an entry mutually progressed. As for the life insurance, an entry to the insurance against loss industry was accepted by making an insurance against loss subsidiary, and that the insurance against loss made a life insurance subsidiary and entered the life insurance industry was recognized, and the insurance industry advanced to the insurance industry entry of the other type of industry. The change of the sale channel is advancing to the start of the life insurance, of December of the year, SBI life insurance of April, 2008 and the entry of the net life insurance such as the life net life insurance in October…